I'm Done | Financial Audit

Summary by Krater

A host conducts a financial audit of a 24-year-old woman in Austin, Texas, who struggles with debt, low credit, and an inability to save despite working multiple jobs.

From the video

Answers: How can a 24-year-old with debt and a low credit score fix her finances?

• financial audit
• debt management
• budgeting
• credit score repair
• job loss and income
• car payment struggles

What it concludes

• Tyler has a negative checking account balance and low credit score of 472 due to poor financial habits and vehicle debt.
• Renting or living rent-free with a boyfriend while paying off a high-interest car loan is critical to building an emergency fund.
• Working 40 hours a week at a job paying at least $15 an hour is necessary to cover living expenses and pay down debt.
• Contacting credit bureaus and disputing inaccurate collection accounts is essential for credit repair.